• GAP Total Loss
    Auto Valuations

    1-877-845-2368

GAP Insurance Total Loss Auto Appraisers – Third-Party Appraisal Services & GAP Claims Assistance.

How to File a GAP Insurance Contract Total Loss Appraisal Claim in the United States.

Did you finance your vehicle and purchased a GAP Insurance protection contract?

If your vehicle was declared a total loss by theft, fire, flood, or collision – your GAP Insurance protection contract will cover the difference between the Actual Cash Value of what you still owe on it, even if you are upside down on your car loan.

Did your primary insurance carrier total your vehicle then low balled you on the settlement offer?

Visit www.HoustonAutoAppraisers.com for Total Loss Claims Assistance when fighting your primary insurance company on an unreasonably low ACV offer on your vehicle.

GAP Assistance

GUARANTEED AUTO PROTECTION TOTAL LOSS CONTRACTS – Saves consumers thousands of dollars when their vehicle is declared a total loss on 1st party or 3rd party claims!

Now that your new, pre-owed or leased vehicle has been declared a total loss, and your primary insurance carrier has offered you a low ACV settlement and now you are seriously upside down on the amount you owe on the vehicle versus what it’s worth, and since you were smart, you were one of thousands of people who purchased a GAP Insurance Contract when you financed your vehicle.

GAP Insurance Total Loss Auto Appraisers assists GAP Insurance contract holders whose vehicles have been declared a total loss and GAP is requiring an appraisal in order to payout and settle on your claim.

The following must be met in order to qualify for a GAP Insurance Total Loss Appraisal

  • You must have had a GAP Insurance Contract in place on the date of loss.
  • Your primary auto insurance carrier should have declared your vehicle a total loss.
  • The damages to your vehicle must be equal or greater than 70% of the ACV (see chart below)

New Car
New Car

Even if your primary auto insurance policy has lapsed due to a non-payment, or if your auto claim was denied by your primary insurance carrier and you had a GAP Insurance protection contract in place at the time of total loss, contact Houston Auto Appraisers for a GAP Insurance Total Loss on the ACV of your vehicle.

AUTO DAMAGE ESTIMATES FOR GAP INSURANCE TOTAL LOSS CLAIMS

Your GAP Insurance agent will require you to contact Houston Auto Appraisers or a Third-Party IACP Certified Auto Appraiser who will perform an in-person physical inspection or by photo documentation of the damages sustained to your vehicle. Our Gap Insurance Auto Appraiser will generate an IACP Certified Damage Estimate of your vehicles damages in order to satisfy your GAP Insurance requirements for submitting an appraisal.

The damages documented by our third-party IACP Certified GAP Insurance Total Loss Auto Appraiser will document your vehicles condition and declare it a total loss with a written damage estimate appraisal of 70% or higher on your vehicles Actual Cash Value (ACV) in order for your GAP contract to reduce or even eliminate your remaining balance.

EXAMPLE – GAP INSURANCE COVERAGE EXPLAINED.

Current Payoff
Balance:

This is 100% of what you currently owe your finance company on the balance of your loan.
$40,000.00

Primary Insurance Coverage Total Loss Settlement ACV:

This is the amount that will be paid by your insurer, if any upon settlement ACV.
$27,500.00

Balance
Still Owed:

This is your Negative Equity / Upside Down Balance that you still owe even after your primary insurance carrier paid on your total loss settlement, if any.
$12,500.00

GAP
Insurance Coverage:

This is what your GAP Insurance Contract will pay out on the balance you still owe on your vehicle after your primary insurance carrier has paid you on the total loss ACV settlement, if any.
$12,500.00 or 100% of the remaining loan with your finance company.
$40,000.00 – cases w/ no primary coverage or up to 150% based on contract. See your GAP Contract
*Subject to change less deductible.

In order to file a GAP Insurance Contract Total Loss claim contact Houston Auto Appraisers corporate office to locate an IACP Certified GAP Auto Appraiser near you or call 1-877-845-2368 or visit www.BOCAA.org to find an IACP Certified Auto Appraiser near you.

GAP Insurance Total Loss Auto Appraisers performs IACP Certified GAP Insurance Total Loss Auto Appraisals in order to satisfy the additional requirements set forth by GAP Insurance Contract companies such as: EASYCare GAP, Premier Dealer Services, CAN National Warranty Company, JM&A Group, Lexus Financial, Ford, Chevy other auto manufacturers and insurance company warranty contracts.

WE OFFER:

GAP Valuation Reports, GAP Actual Cash Value Appraisals, GAP Contract Total Loss Appraisals, GAP Insurance Appraisals, GAP Certified Damage Estimates, GAP Stolen Vehicle Appraisals, GAP VSC Appraisal, GAP RV Total Loss Appraisal, GAP Commercial Vehicle Total Loss Appraisals, GAP Government Vehicle Total Loss Appraisals